Car & Equipment Loans

Upgrade & grow your business

Equipment Finance | Vehicles & Machinery

Car & Equipment Loans

Get the tools you need to grow. From cars and cranes to little cafés, we’ve got funding options for all kinds of business operations, vehicles and machinery.

Backed by a wide range of lenders, our SME to large company solutions are crafted to your business needs and future goals, at every stage of growth.

BCP has been helping business owners, big and small for over 25 years. We’ve successfully serviced every kind of business need across a wide range of industries to help keep your doors open and ready for more.

Our Difference


Creating personalised loan solutions that work with your unique needs, not against them.


Support through every stage of the application process, with all negotiations and paperwork done for you.

Lifetime care

Dedicated care throughout the life of your loan, to keep your rate competitive and fit for life's changes.

Personalised solutions

We know your needs are unique, why should your loan be any different? With access to over 30 leading lenders, we work with your needs, finances and goals to build a personalised loan solution that doesn’t make you want to tear your hair out.

Every step of the way

Investing in your business is a big step, let’s make it stress free! From application to approval, we handle all the paperwork to get you the tools you need to grow.

Loan Repayment Calculator

How much can you borrow?

Loan Repayment Calculator

How much can you borrow?

Frequently Asked Questions

Yes. Unsecured loans do not require equity and provide quick cash injections for business operations and growth. There are many types of business loans available to suit your business size and needs including Car & Equipment loans  and Working Capital loans. Deposit amounts vary between 10 and 30% but unsecured loans may not require any upfront.

Car and equipment loans are the best type of loans specifically designed to purchase a car/vehicle. These offer competitive rates and are available from banks and dealerships. Talk to your broker to see which loan is right for you.

Generally a shorter loan term will save you the most money on your car loan as less interest will be paid over the life of the loan.
Conditions may vary across each buyer, so chat to a broker to discover the best option for your goals.

Deposit amounts for commercial property loans vary from lender to lender and can differ based on the type of loan and your qualifications. Discover your options by chatting with our brokers today.

Our brokers are available after hours, both in-person and over the phone, at a time and place that best suits you. Unlike your bank, we’re flexible to your schedule and can even come to you. You’ll never wait on hold, or talk to multiple people. We’re here when you need us, as it should be.

Mortgage Brokers:
Have access to multiple lenders and rates, and can compare rates and loan products for you across the board.
We work closely with you to understand your needs, and you will always have a single dedicated broker for your loan.
There’s no cost to you, we don’t take upfronts and there are no hidden charges. Chat with us today to see how we can help you.

Banks are a single lender with restricted rates. They have loan products, but can only offer their own, not any from other banks.
Banks make you wait on hold, then talk to a computer. Your loan manager may also change multiple times over the course of your interaction. Banks will charge management fees and there are  hidden costs that can pop up along the way.

We get to know you, your current needs, home dreams and future goals.

We discuss your current position,
overheads and expenses to build a loan strategy that works best.

We explore options across the loan market to identify your borrowing capacity and repayment structure.

We provide expert advice and guidance every step of the way to secure the loan that’s right for you.

Experts in free-thinking finance

Learn more about free-thinking loans